2025 Tax Brackets: Full Guide & Rates for US Filers
Discover the 2025 standard deduction amounts, inflation adjustments, and how they impact your US tax return.
Filing Season Opens
January 27, 2026
Tax Deadline
April 15, 2026
Extension Deadline
October 15, 2026
๐ 2025 Tax Brackets (For 2026 Filing)
| Tax Rate | Income Range |
|---|---|
| 10% | $0 - $11,925 |
| 12% | $11,926 - $48,475 |
| 22% | $48,476 - $103,350 |
| 24% | $103,351 - $197,300 |
| 32% | $197,301 - 250,525 |
| 35% | $250,526 - 626,350 |
| 37% | $609,350+ |
Single Filers
Married Filing Jointly
Head of Household
๐ฐ 2025 Standard Deductions
Single
$15,000
Married Filing Jointly
$30,000
Head of Household
$22,500
๐งฎ How Tax Calculation Works
Progressive Tax System
The US uses a progressive tax system, meaning different portions of your income are taxed at different rates. You don't pay the highest rate on all your income!
Example: Single Filer with $75,000 Income
First $11,925 ร 10%$1,192.5
Next $36,500 ($48,475 - $11,925) ร 12%$4,380
Remaining $11,525 ($60,000 - $48,475) ร 22%$2,535.5
Total Federal Tax$8,108
Effective Tax Rate10.81%
๐ 2025 Tax Year Updates
Key Changes
- โStandard deduction increased due to inflation adjustments
- โTax brackets adjusted for inflation
- โ401(k) contribution limit: $23,500 (under 50)
- โIRA contribution limit: $7,500 (under 50)
Important Reminders
- โ ๏ธChild Tax Credit: Up to $2,000 per qualifying child
- โ ๏ธEarned Income Tax Credit updated income limits
- โ ๏ธHealth Savings Account limit: $4,300 (individual)
- โ ๏ธSocial Security wage base: $174,900